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Home » Terms and Conditions

Terms and Conditions

  1. This website is owned and operated by Forward Business Enterprises Lts trading as  Forward Finance whose registered address is 82 London Road, Apsley, Hemel Hempstead, Hertfordshire, HP3 9SD.
  2. By accessing this website and further by submitting an application you agree to be bound by the following terms, conditions and disclaimers.
  3. All of our products and services are subject to terms, conditions and disclaimers applicable to the agreement governing their use.
  4. The information contained in our website does not constitute an offer to sell or solicit or offer to buy any financial instruments, nor does it advise or recommend such financial instruments.
  5. This website is intended for the use of those who are 18 and over and reside in England, Wales, Scotland and Northern Ireland.
  6. You warrant to us that the personal details given to us whether through this website, by telephone, by email, by fax, by post of any other method of communication are correct and complete. You agree to tell us straight away if any of these details change.
  7. By submitting an application you agree that:

    • You are over 18 years old.
    • Your salary gets paid directly into a bank account and that you hold a valid debit card on this account.
    • You are not subject to any legal proceedings including but not limited to Bankruptcy, Debt Relief Order, IVA or Trust Deed
    • You are not employing or in the process of using a fee based a debt management company.
    • We may use your debit card for any repayments due.

  8. You have read and agree to our data policy and the terms within it.
  9. The use of this website and the details contained within it are entirely at your own risk, we shall not be liable for any losses whether direct or indirect that you may suffer.
  10. Forward Finance may change the pages, information and content within the website at any time and without notice.
  11. All copyright, trademarks and other intellectual property rights are owned by or licensed to Forward Finance.
  12. The terms are governed by the laws of England and Wales
  13. Forward Finance is the trading name of Forward Business Enterprises Ltd.

Responsible Lending

At Forward Finance we are committed to lending in a responsible manner. If we do not believe that you can afford to repay a loan then we will not approve it. Our payday loan and short term loan products are designed as a short term fix for unexpected bills, short term one-off cash shortages and emergency fast cash. If you don't believe that you can make the repayments as detailed then our products are not for you. Our charges are fixed and we will let you know what they are before you commit to a loan. There are no hidden extras. Please be advised that we may use a credit reference agency when underwriting your application, we will always inform you before we start any searches.


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