Home Collected Loan
If you want a bit more of a personal approach, or just can’t get to us, then we can visit you!! We have agents covering local areas in Hertfordshire who can visit you to discuss our products and loans. All home credit customers are entitled to a free detailed statement once every 3 month. We work within a regional basis so please check to see if we cover your area before you contact us.
Example of our Loans
- Typical example of 15 Week Loan
- Typical example of 20 Week Loan
| 15 Week Loan - With a Reduced Final Payment |
|---|
| Loan | Interest | Total Payable |
Weekly Payment |
| £100.00 | £47.00 | £147.00 | £10.00 |
| £150.00 | £70.50 | £220.50 | £15.00 |
| £200.00 | £94.00 | £294.00 | £20.00 |
| £250.00 | £117.50 | £367.50 | £25.00 |
| £300.00 | £141.00 | £441.00 | £30.00 |
| £350.00 | £164.50 | £514.50 | £35.00 |
| £400.00 | £188.00 | £588.00 | £40.00 |
| £450.00 | £211.50 | £661.50 | £45.00 |
| £500.00 | £235.00 | £735.00 | £50.00 |
| £550.00 | £258.50 | £808.50 | £55.00 |
| £600.00 | £282.00 | £882.00 | £60.00 |
| £650.00 | £305.50 | £955.50 | £65.00 |
| £700.00 | £329.00 | £1029.00 | £70.00 |
| Representative Example APR 1404.4% representative £100 loan repayable over 15 weeks 14 payments at £10.00 per week, final payment of £7.00 Rate of interest 163.39% p.a. fixed; Representative 1404.4%APR Total Amount Payable is £147.00 |
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| 20 Week Loan |
|---|
| Loan | Interest | Total Payable |
Weekly Payment |
| £100.00 | £50.00 | £150.00 | £7.50 |
| £200.00 | £100.00 | £300.00 | £15.00 |
| £300.00 | £150.0 | £450.00 | £22.50 |
| £400.00 | £200.00 | £600.00 | £30.00 |
| £500.00 | £250.00 | £750.00 | £37.50 |
| £600.00 | £300.00 | £900.00 | £45.00 |
| £700.00 | £350.00 | £1050.00 | £52.50 |
| £800.00 | £400.00 | £1200.00 | £60.00 |
| £900.00 | £450.00 | £1350.00 | £67.50 |
| Representative example APR 756.5%representative £100 loan repayable over 20 weeks 20 payments at £7.50 per week Rate of interest 130.36% p.a. fixed; Representative 756.5%APR Total Amount Payable is £150.00 |
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How do I qualify for a short term loan?
To qualify for a loan you need, one form of photo identification, one proof of address, last two months payslips or other proof of income and last two months bank statements.
I.D Requirements
Photo I.D. and proof of address. See here for acceptable forms of identity.
Last 2 months payslips/proof of income & bank statements.
What to do next?...
You can either apply online below or contact us on 01442 266614 arrange a time to come into the store with the required documentation.
Deposit Features: (only available to selected clients)
day
days
Other Charges
We reserve the right to charge you;
- Default interest on any instalments in arrears for such period as they are in arrears at 25% per annum.
- For Letter/Notices sent to you about default at £12.00 each
- Any fees we incur in the instruction or involvement of third parties for: tracing you, returned payments, debt collection, court action.
